What's S.H.I.F.T?

S.H.I.F.T. is more than a method—it’s a mindset. It’s how I help you stop surviving and start building a future you’re proud of.

At Second Shift Finance, I created the S.H.I.F.T. framework to guide everyday families and first responders through real, lasting financial transformation.

Illustration of a person organizing finances with charts and documents, symbolizing financial simplicity and clarity.

Simplify Your Finances

Clear out the clutter. We cut through the noise, organize your money, and make your budget easy to understand and manage.

Habits That Stick

Financial freedom isn’t built overnight—it’s built daily. Together, we create small, sustainable habits that lead to big results.

Graphic of a checklist and clock with a person forming new habits, representing consistency in money management.

Budget planning visual showing a clipboard, dollar signs, and planning tools, symbolizing actionable budgeting steps.

Implement the Budget

This is where the rubber meets the road. We don’t just talk about budgeting—we walk it out with purpose, accountability, and flexibility.

Focus on the Future

Your money should work for your goals. We help you align your finances with what matters most—whether that’s family, freedom, or faith.

Illustration of a person looking ahead symbolizing setting and focusing on long-term financial goals.

Image of a person walking around a corner on a path, representing breakthrough moments in financial progress.

Turn the Corner

This is your breakthrough. It’s the moment you stop repeating old patterns and step into lasting change—with a plan and a partner who’s got your six.